Sample report
This is what arrives
A real report from a real search, with the traveler's details removed. Two pages: the answer first, then the reasoning.
Why this one
The honest answer was “don't transfer”
One traveler, economy, Washington to Calgary, with 75,000 Chase points. There was real award space on the dates. But once the Canadian taxes on the award ticket were added, transferring the points cost about $60 more than booking the same flights through the Chase travel portal.
So the report says so, shows the numbers, and points to where those points would do more: the twelve nights of hotel on the same trip. The order was refunded in full, because nothing beat the simple option.
I show this one on purpose. A report is only useful if it tells you when not to spend your points.
What each option cost
Points counted at 1¢ each, what Chase pays if you cash them out. Figures from the sample report.
The portal comes out about $63 ahead.
Every report has the same shape
The short answer
What to book, in one or two sentences, before any detail.
The numbers
Each option in points and cash, against what the trip costs paying cash.
The exact steps
Where to search, what to transfer, and what to check before you move a single point.